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The Official Video Library | News, Reviews, How To, and Opinion video from Crest Capital™ including industry coverage, style / entertainment, and reviews - as well as tutorials, quick-starts, and other learning resources for building your small business skill-set.
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Crest Capital - Video Library - 5/13/2011
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One of the more interesting aspects of credit and/or financing is how different “types” of financing have wildly different interest rates. For example, mortgages are generally lower than vehicle loans which are both MUCH lower than most credit card rates. But why is that? Why such a disparity?
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George Messic – National Accounts, Crest Capital - 1/3/2011
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Check out this extremely creative and unique Thank You note!
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Crest Capital - Satisfied Dealer Partner - 12/19/2010
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Ever wonder what life is like behind the doors of the nation’s premier equipment finance lender? Here's your opportunity to make a quick “loop” around our headquarters for an inside look at our space!
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Crest Capital | U.S. Equipment Financing - 11/21/2010
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At Crest Capital, we're all about financing equipment | software | vehicles - - minus the headaches often encountered with typical bank financing.
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Charlie Hanavich- CART Director, Crest Capital - 8/19/2010
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The Section 179 Deduction has been great to businesses for years. But did you also know that when it is combined with equipment financing, it can literally put thousands of dollars in your pocket?
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Sean Marten - Senior Credit Analyst, Crest Capital - 6/28/2010
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No matter where prospects find you… on the internet -or- from traditional “word-of-mouth” sources -- they’re comparing you to your competitors, online. A 2009 study concludes that 88% of all business decision makers do internet research before selecting who they by from. Buyers will eliminate you from their shortlist because competitor websites offer a payment option - and you don’t.
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Mike Duncan -Account Executive, Crest Capital - 1/20/2010
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Wondering where the Bailout & Stimulus is for your small business? Clearly there’s not much – but there is one bright spot: Section 179. I’m going to help you seize the one tax break you’re eligible for… The Catch: it’s a “Use It" -or- "Lose It” proposition!
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Ronda Bauknight -Account Executive, Crest Capital - 11/17/2009
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It’s going to be quick, because unlike a mortgage, you won’t have to sign stacks and stacks of papers. Throughout the documents, Arrows appear at the sides of lines indicating places for your signature… When in doubt, sign by the arrow!
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Documentation Department, Crest Capital - 9/29/2009
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Crest Capital is a direct funding source providing vehicle, software, and equipment financing and leasing to small and mid-size businesses across the United States since 1989.
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Stephan Sullivan - Research Analyst, Crest Capital - 8/19/2009
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"Toxic assets clogging the financial system have long been viewed - by both the Bush and Obama administrations - as being at the heart of the financial crisis" per analysis from The Wall Street Journal. But what exactly are toxic assets and why are they effecting lending?
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Michael Marcin - CFO, Crest Capital - 7/17/2009
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“A great way to get what you want at a price you can afford is to lease... Leasing offers several important advantages.”
- USATODAY.com
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Abbey Impson- Documentation Manager, Crest Capital - 6/3/2009
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Equipment leasing and financing totals nearly $650 billion of capital equipment expenditure in the United States each year - contributing as much as 3% of our country's annual GDP. Each business day, 20,000 equipment leases are written - and small businesses are twice as likely to lease or finance equipment as to purchase it outright.
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Abbey Impson- Documentation Manager, Crest Capital - 5/13/2009
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Washington, DC (Press Release) January 7, 2009 The Equipment Leasing and Finance Association (ELFA) supplemented earlier recommendations sent to the new Administration to stimulate the U.S. economy through enhanced investment in capital goods or real assets.
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ELFA Press Release - 1/7/2009
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If you are a solid business worried about credit and the like, please take a moment or two and read this entire article. It may open your eyes a bit, and will likely make you feel a lot better about the current state of affairs.
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Mike Duncan - Account Executive, Crest Capital - 12/17/2008
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It’s essential to understand the difference between Bad Debt and Smart Debt (we’re going to call it Smart Debt from now on, because that’s what it is). In good economic climates, both forms of debt are acceptable. But in tight economic times (like now) “bad” debt is deadly, but smart debt becomes almost essential.
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Adrian Hauberg -Account Executive, Crest Capital - 11/26/2008
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Some say it’s the pinnacle of free enterprise. And pop culture lore is filled with tales of budding entrepreneurs with little more than a dream, ambition, and an empty garage. Yes, just start the business, get a loan, and get cracking on… wait a second, let’s back up a bit.
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Ronda Bauknight -Account Executive, Crest Capital - 9/8/2008
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When a small or medium-sized business finances equipment, they are often under the (wrong) impression that the only credit score that matters is the credit score of the business itself. That simply isn’t true in most cases.
In fact, for “closely-held businesses” with less than five owners (which comprises a majority of small and medium-sized firms), there are typically two factors involved – the businesses’ credit, and the personal credit of the principal(s).
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Charlie Hanavich -Account Executive, Crest Capital - 8/15/2008
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In almost any business, there are two sets of books – Accounting and Tax. One (Accounting, also commonly called “Book Accounting”) is how the company views things (using GAAP, or Generally Accepted Accounting Principles). The other (Tax, or “Tax Accounting”) is how the IRS views things.
These two often come into play when leasing equipment; and it is important for a company to understand the differences in how each accounting method views equipment leases.
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Chris Fletcher - Account Executive, Crest Capital - 6/14/2008
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If you’re looking to finance equipment, you will most certainly have a myriad of options in regards to equipment financing companies. Obviously, some are better than others at certain aspects of the equipment financing business, but in very general terms, you definitely have a lot of choice.
However, this changes when the equipment isn’t new. Financing used equipment (or leasing used equipment) isn’t as easy. Many equipment finance companies look to restrict used equipment financing.
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Brian Phillips - Account Executive, Crest Capital - 4/3/2008
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