Last Updated: February 24, 2026
ATTENTION: PLEASE READ THESE TERMS, CONDITIONS, AND DISCLAIMERS (these "Terms") CAREFULLY BEFORE USING THE CREST CAPITAL WEBSITE. USING THIS WEBSITE INDICATES THAT YOU HAVE READ, UNDERSTOOD, AND ACCEPT THESE TERMS. IF YOU DO NOT ACCEPT THESE TERMS, DO NOT USE THIS WEBSITE.
This Agreement is between Crest Capital (including its affiliates, "Crest Capital", "we", "us" or "our") and you ("User", "you" or "your"). By accessing, browsing, and using this website ("Website"), you acknowledge that you have read, understood, and agreed to comply with these Terms.
Crest Capital's services, including all Website features, tools, applications, and content, are exclusively for businesses and commercial entities operating within the United States. Any access or use for personal, family, household, or non-commercial purposes is strictly prohibited. We disclaim any responsibility or liability arising from non-commercial use.
This Website, including all content, tools, and services, is strictly intended for access and use by verified commercial businesses in the United States only. Any individual or entity that is not a commercial business is prohibited from accessing or using this Website.
We reserve the right to determine, in our sole discretion, whether any use constitutes commercial use. We may require verification of commercial status at any time.
By using this Website, you affirm and warrant that you are accessing it solely on behalf of a commercial business entity within the United States, and not for personal, family, or household purposes.
By using the Website, you represent and warrant that:
By using our Website, you consent to receive communications from us electronically. You agree that all agreements, notices, disclosures, and other communications we provide electronically satisfy any legal requirement that such communications be in writing.
We reserve the right to modify these Terms at any time without prior notice. Any modifications will be effective immediately upon posting to the Website. It is your responsibility to review these Terms regularly. Your continued use of this Website signifies your ongoing affirmation that you represent a commercial business and agree to these Terms in that capacity.
All content on this Website, unless otherwise indicated, is the exclusive property of Crest Capital or our content suppliers and is protected under United States copyright laws. All intellectual property displayed or conveyed on this Website, including but not limited to trademarks, service marks, and logos, are the exclusive property of Crest Capital and its affiliates, unless otherwise indicated.
Users are granted a limited, non-exclusive, non-transferable license to use the Website for legitimate business purposes. This license is granted exclusively to verified commercial business entities for legitimate commercial use within the United States. Any personal, non-commercial, or non-business use is unauthorized and strictly prohibited.
You may not:
If you believe content on the Website infringes your copyright, please contact us using the information in Section 24 with sufficient detail to allow us to locate the material. We may take action in our discretion.
By submitting content to us, you automatically grant us a worldwide, royalty-free, perpetual, irrevocable, non-exclusive, fully sublicensable, and transferable license to use, reproduce, distribute, modify, adapt, translate, prepare derivative works of, display, perform, and otherwise exploit such content in connection with our business operations.
Crest Capital disclaims all responsibility for user-generated content submitted to the Website. Users are solely responsible for ensuring that their submissions comply with applicable laws and do not infringe third-party rights.
We have no duty to monitor user submissions or activity on the Website but reserve the right to do so at our discretion.
You understand and acknowledge that the technical processing and transmission of the Website, including your data, may involve:
We may store and process data in any jurisdiction where we maintain facilities. Retention periods are determined at our sole discretion. We also reserve the right to aggregate and anonymize data.
While we implement reasonable security measures, no data transmission or storage system can be guaranteed to be 100% secure. You expressly agree to assume the risk for any damage that may arise from your use of our Website and services.
Our Website may include links to third-party sites. These are provided for convenience only. We:
The products and services described on this Website are:
We make no guarantees about the continued availability of any products or services and reserve the right to modify, suspend, or discontinue any aspect of our Website or services without prior notice or liability. Past performance does not guarantee future results. No fiduciary relationship is created, and the information provided is not legal, tax, or investment advice.
We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including but not limited to:
ALL CONTENT PROVIDED ON THIS WEBSITE IS PROVIDED "AS IS" WITH ALL FAULTS AND WITHOUT ANY WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW, CREST CAPITAL DISCLAIMS ALL WARRANTIES, EXPRESSED OR IMPLIED, INCLUDING BUT NOT LIMITED TO:
The content may contain errors, omissions, or inaccuracies. We may make changes at any time without notice.
TO THE MAXIMUM EXTENT PERMITTED BY LAW IN THE STATE OF GEORGIA, NEITHER CREST CAPITAL NOR ANY OF ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, OR SUBCONTRACTORS SHALL BE LIABLE FOR ANY DAMAGES ARISING FROM:
By using this Website, you expressly waive any claims to damages not directly related to verified commercial business activities.
In no event shall Crest Capital’s total liability to you for all claims arising out of or relating to these Terms or the use of this Website exceed one hundred dollars (US$100), or the total amount you paid to Crest Capital in connection with the particular transaction at issue, whichever is lesser.
You agree to indemnify, defend, and hold harmless Crest Capital, its officers, directors, employees, agents, licensors, and suppliers from and against all losses, expenses, damages, and costs, including reasonable attorneys' fees, resulting from:
This includes any claims or liabilities arising from a user’s misrepresentation of commercial status or usage.
In the event of any controversy, claim, or dispute arising out of or relating to these Terms or the use of the Website ("Dispute"), the parties shall first attempt to resolve the Dispute through good faith negotiations. The aggrieved party shall provide written notice to the other party describing the nature of the Dispute and the relief sought. The parties shall have thirty (30) days from the date of such notice to attempt resolution before initiating arbitration.
If a Dispute is not resolved through the initial resolution process described in Section 15.1, it shall be finally and exclusively resolved by binding arbitration administered by the American Arbitration Association ("AAA") under its Commercial Arbitration Rules and Mediation Procedures then in effect. The arbitration shall be:
Delegation. The parties agree that the arbitrator, and not any federal, state, or local court or agency, shall have exclusive authority to resolve any Dispute relating to the interpretation, applicability, enforceability, or formation of this arbitration agreement, including any claim that all or any part of this arbitration agreement is void or voidable. The arbitrator's authority to resolve such Disputes includes, but is not limited to, challenges to the existence, scope, or validity of this arbitration agreement.
Cost Allocation. Each party shall bear its own attorneys' fees and costs incurred in connection with the arbitration. The AAA filing fees and the arbitrator's fees and expenses shall be allocated in accordance with the AAA Commercial Arbitration Rules, except that if you demonstrate that such costs would be prohibitive compared to the costs of litigation, Crest Capital will pay as much of the filing fees and arbitrator's fees and expenses as the arbitrator deems necessary to prevent the arbitration from being cost-prohibitive.
Arbitrator's Authority. The arbitrator shall have the authority to grant any remedy that would otherwise be available in court, provided that the arbitrator's authority is limited to Disputes between the parties individually. The arbitrator may award declaratory or injunctive relief only in favor of the party seeking relief and only to the extent necessary to provide relief warranted by that party's individual claim. Any award rendered by the arbitrator shall be final and binding, and judgment may be entered upon it in any court of competent jurisdiction in the State of Georgia.
ALL DISPUTES SHALL BE RESOLVED ON AN INDIVIDUAL BASIS ONLY. YOU AND CREST CAPITAL EACH WAIVE THE RIGHT TO BRING OR PARTICIPATE IN ANY CLASS ACTION, COLLECTIVE ACTION, CONSOLIDATED ACTION, OR REPRESENTATIVE PROCEEDING OF ANY KIND, WHETHER IN ARBITRATION OR IN COURT. THE ARBITRATOR SHALL HAVE NO AUTHORITY TO CONDUCT ANY PROCEEDING ON A CLASS, COLLECTIVE, CONSOLIDATED, OR REPRESENTATIVE BASIS.
All Disputes must be brought solely in the name of, and on behalf of, a commercial business entity. Any individual accessing or using the Website does so exclusively in their capacity as an authorized representative of a commercial business entity, and not in any personal, consumer, or individual capacity. You expressly waive any right to bring a Dispute as an individual consumer.
Notwithstanding the foregoing, either party may seek temporary or preliminary injunctive relief in any court of competent jurisdiction to prevent irreparable harm, preserve the status quo, or address intellectual property infringement, pending final resolution through arbitration. Any such court proceeding shall be subject to the exclusive jurisdiction of the state and federal courts located in the State of Georgia.
This Section 15 shall survive the expiration, termination, or cancellation of these Terms and the cessation of your use of or access to the Website, and shall remain in full force and effect with respect to any Dispute arising out of or relating to these Terms or your use of the Website, regardless of when the Dispute arises.
Crest Capital reserves the right, in its sole discretion, to terminate your access to the Website or any services, without notice, if you violate these Terms or engage in conduct deemed harmful to Crest Capital or other users. Any unauthorized use or violation of these Terms will automatically result in termination of your right to access the Website.
These Terms shall be governed by and construed in accordance with the laws of the State of Georgia, United States, without regard to its conflict of law principles. You agree to the exclusive jurisdiction of Georgia courts for any disputes not subject to arbitration.
Any claim arising out of or relating to a breach of these Terms must be commenced within one (1) year after the date on which the claim accrued. Any such claim not brought within this one-year period is permanently barred. This limitation does not apply to any claim where a shorter or longer limitations period is mandated by applicable law that cannot be modified by agreement of the parties.
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect and enforceable.
Your use of the Website is also governed by our Privacy Policy. This Privacy Policy applies exclusively to information provided by commercial business entities and their representatives.
These Terms, along with our Privacy Policy and any other referenced documents, constitute the entire agreement regarding the Website and supersede all previous discussions, correspondence, negotiations, agreements, understandings, or proposals.
We may assign our rights and obligations under these Terms without notice to you in connection with a merger, acquisition, corporate reorganization, or sale of all or substantially all of our assets, or to any affiliate or subsidiary. Any such assignment shall not relieve us of our obligations under these Terms unless the assignee expressly assumes such obligations. You may not assign, transfer, or delegate your rights or obligations under these Terms without our prior written consent, and any attempted assignment without such consent shall be void.
The failure of Crest Capital to exercise or enforce any right or provision of these Terms shall not constitute a waiver of such right or provision. No waiver of any term or condition of these Terms shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure to assert a right or provision under these Terms shall not constitute a waiver of such right or provision. Any waiver by Crest Capital must be in writing and signed by an authorized representative of Crest Capital to be effective.
For questions regarding these Terms:
Crest Capital
Box 88233
Atlanta, GA 30356
Email: info@crestcapital.com
Tel: (800) 245-1213
Effective Date: February 24, 2026


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