Heavy Equipment Financing

Crest Capital finances new and used heavy equipment for established construction, site work, paving and demolition contractors and landscaping companies. Financing covers $10,000 to $500,000 for machines from a dealer or another business.

Heavy Machinery Financing

Heavy machinery covers the earthmoving and lifting machines a construction fleet runs: excavators, bulldozers, backhoes, wheel loaders, skid steers, cranes, trenchers and drilling rigs. Each has its own page with more detail.

Concrete Equipment Financing

Concrete equipment covers mixer trucks, concrete pumps and placing booms, screeds and power trowels, and concrete saws and grinders. Mixer trucks and pump trucks have their own pages: cement truck financing and concrete pump truck financing.

Jackhammer Financing

Jackhammers and breakers break concrete, asphalt and rock: handheld pneumatic and electric breakers for smaller jobs, and hydraulic hammers that mount on excavators, skid steers and backhoes for heavy demolition.

Paving and Compaction Equipment

Paving contractors run asphalt pavers, rollers, milling machines and distributors, and site crews compact the base with plate compactors and soil rollers before paving or pouring. See paving equipment financing, paver financing and heavy compactor financing.

Job Site Support Equipment

Generators, light towers, air compressors and rough-terrain forklifts keep a job site running. See generator financing and forklift financing.

How Contractors Use Equipment Financing

Contractors finance equipment to take on new work, to replace aging machines and to buy machines they have been renting, spreading the cost over the term instead of paying it all at once.

New and Used Heavy Equipment

Construction fleets mix new and used machines. Before buying a used machine, check the hour meter and service records, the undercarriage or tires, the hydraulics for leaks, and the boom, frame and attachments for cracks or repairs. On a sale between businesses, confirm the seller holds clear title.

Check Your Eligibility Instantly

Heavy Equipment Financing Questions and Answers (Always Updated)

What Are Heavy Equipment Financing Rates?

The rate for financing or leasing heavy equipment depends on factors such as your business's credit, the equipment and the term. Crest offers fixed rates, so your monthly payment is predictable.

Do I Need Financial Statements?

No financial statements are needed for financing up to $250,000.

Do I Need a Lot of Collateral?

No. The financed equipment serves as the collateral, without a blanket lien on your other business assets.

Are There Other Restrictions?

Crest does not require minimum bank balances, and you do not requalify for the financing each year.

What Types of Heavy Equipment Can I Finance? And Can It Be Used?

Crest finances new and used heavy equipment and machinery for established businesses, bought from a dealer or from another business. The categories below include more examples.

How Do I Check My Eligibility?

Start with the online eligibility check. It takes about two minutes, involves no personal-credit inquiry and guides you to the next step for your business.