Bulldozer Financing
About 2 minutesNo personal-credit inquiryInstant answer
Bulldozers are widely used in the construction field due to their durable nature and their ability to travel over rough terrain. Their ability to dig, break up material, and even tow heavy vehicles makes them indispensable on any job site. Because it’s usually unfeasible to purchase one outright, new and used bulldozer financing often becomes necessary. And most companies prefer to finance bulldozers with an equipment financing company that’s familiar with new and used heavy equipment leasing.
Crest Capital finances new and used bulldozers for established businesses. Financing covers $10,000 to $500,000 for bulldozers from a dealer or another business. No financial statements are needed for financing up to $250,000, and your rate is fixed for the term, so your monthly payment is predictable. Crest Capital has provided equipment financing since 1989.
Crawler Dozers
Crawler dozers run on steel tracks that spread their weight and grip soft or rough ground, which suits clearing land, cutting and filling, and pushing material on construction and mining sites.
Wheel Dozers
Wheel dozers ride on rubber tires, so they travel quickly across large sites such as quarries, landfills and stockpile yards.
Blades and Rippers
The blade sets a dozer's job: a straight blade for fine grading, a universal blade for carrying large loads, and an angle blade for backfilling and pushing material to one side. A rear ripper breaks up hard ground and rock so the blade can move it.
New and Used Bulldozers
Before buying a used dozer, check the undercarriage (tracks, rollers, idlers and sprockets), the hour meter and service records, the blade and ripper for cracks and wear, and the hydraulics for leaks.
Dozer Financing for Dealer, Auction and Private-Party Purchases
Crest Capital finances new and used dozers from the seller of your choice. A dealer purchase is the simplest: the dealer’s quote lists the dozer, its serial number, the blade and ripper, and the price. Auction purchases qualify too; have the auction’s invoice or bill of sale, and check your eligibility before you bid, since auction payment deadlines are short. A used dozer bought from another business or an individual works the same way: a bill of sale, the serial number and proof that the seller holds clear title. There is no hard cap on equipment age; condition and collateral value are weighed, and on a crawler dozer the undercarriage is the first thing an appraiser looks at. More on used equipment financing and private-party purchases.
Small, Mid-Size and Large Dozers
Small dozers handle residential site work, finish grading and landscaping; mid-size dozers do road, utility and commercial site work; large dozers push mass excavation, mine and landfill material. One simple application covers $10,000 to $500,000, and larger transactions are available by arrangement. Dozers often work alongside an excavator and a wheel loader, and more than one machine can go on one application.
Blades, Rippers, Winches and More Than One Machine on One Application
A replacement blade, a rear ripper, a winch or a grade-control system can be financed with the dozer on the same application, from the same seller or a different one. One application can also cover several pieces of equipment when the total is $10,000 to $500,000.
Who Qualifies for Bulldozer Financing
Crest Capital finances bulldozers for established businesses: 2 or more years under current ownership, a record of paying creditors and comparable borrowing on time, and, in closely held companies, a personal credit score of 650 or better for owners of 20% or more. Crest Capital does not finance pure startups, and the dozer must be for business use.
One simple application covers $10,000 to $500,000, no financial statements or tax returns are needed up to $250,000, and most applications receive a same-day credit decision. The full application uses a soft credit pull, which never places an inquiry on your credit report. Never a hard pull. Owners of 20% or more typically sign a personal guarantee, and some companies qualify on the business’s credit alone. The requirements, parameter by parameter, are on the credit requirements page, and the six steps from application to funding are on the finance process page.
How Bulldozer Financing Works
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Check Your Eligibility
About 2 minutes online, with no personal-credit inquiry, and an instant answer.
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Apply Online
One simple application covers $10,000 to $500,000. The full application uses a soft credit pull, which never places an inquiry on your credit report. Never a hard pull.
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Receive a Credit Decision
Most applications receive a same-day credit decision. Above $250,000, an answer typically comes within a business day once the financial package is in place.
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Sign and Take Delivery
Send the seller’s invoice, review and sign the finance agreement, and Crest Capital pays the dealer, auction or private seller. You make one fixed monthly payment for the term. The full six steps are on the finance process page.
Bulldozer Financing Questions and Answers
What credit score do you need to finance a bulldozer?
In closely held companies, a personal credit score of 650 or better for owners of 20% or more is the benchmark. It is read alongside time in business, payment history, comparable borrowing and the bulldozer itself, and some companies qualify on the business’s credit alone. Checking your eligibility involves no personal-credit inquiry.
Do you offer used dozer financing?
Yes. New and used dozers qualify, from a dealer, an auction or a private seller, and there is no hard cap on equipment age; condition and collateral value are weighed.
Is a down payment required?
Most qualified applicants receive 100% financing with no down payment. Soft costs such as shipping can be included, up to 25% of the loan amount.
What are bulldozer financing rates?
Rates are fixed for the full term and quoted per transaction. They depend on your business credit profile, the bulldozer and the term, so there is no single number to publish. Check your eligibility online to get started.
How many years can you finance a bulldozer?
Terms run from 24 to 84 months: up to 60 months on the application-only track and up to 84 months with a full financial package, with the longest terms reserved for larger transactions with excellent credit.
Can I get a bulldozer loan or a lease?
Both are available under the same simple application. A Crest Capital lease is a finance lease: a fixed monthly payment for a set term with a purchase option at the end, not a rental. The payment calculator shows the payment either way.
Can I check whether I qualify before I apply?
Yes. Check Your Eligibility Instantly takes about 2 minutes, uses no personal-credit inquiry, and gives you an instant answer.
Bulldozer Financing for Your Business.
Check Your Eligibility Instantly.
About 2 minutesNo personal-credit inquiryInstant answer