New & Used Truck and Specialty Vehicle Financing for Small Businesses. Fast and Hassle - Free

New & Used Truck and Specialty Vehicle Financing for Small Businesses. Fast and Hassle-Free

Welcome to Crest Capital's vehicle financing hub, where businesses can find no-hassle financing solutions for work-specific trucks, vans, and specialty vehicles (new or used). Since 1989, Crest Capital has been helping companies acquire the vehicles they need to grow and succeed, with low rates, flexible terms, and fast approvals. Be sure to check out our comprehensive financing options, and don't forget to click the 'Check Your Eligibility Instantly' button to see if you qualify for financing today!

Check Eligibility for New or Used Truck and Specialty Vehicle Financing with Crest Capital
  • Low Rates / Flexible Terms
  • No Mileage Limits or Surprise Fees
  • Fast Approvals (Within Hours!)
  • No Age Restrictions on Used Trucks
  • No Paperwork / Application Only
  • Section 179 Friendly!
  • Financing, Refinancing, TRAC Leases
  • "Private-Seller" Financing is Ok

What Business Vehicles Do You Want to Finance?

Company Cars & SUV’s

Crest Capital is the #1 lender for financing business-use cars and SUVs in your company name. Yes, it’s a game-changer.
Discover Company Car & SUV Financing Options
*Note: This NEW program has elevated credit requirements

Specialized Vehicles

Ambulances, hearses, fire trucks, cranes, boom trucks, drill rigs, concrete mixing trucks, and many other specific-use vehicles. Delve into Specialized Vehicle Financing

Service & Utility Vehicles

“Service” is our middle name! Garbage trucks, tow trucks, bucket/tree trim trucks, utility trucks, septic trucks, water trucks, and many more. Uncover Service/Utility Vehicle Financing Options

Utility & Equipment Trailers

Expand your hauling capabilities with our utility and equipment trailer financing solutions. Get your stuff where it needs to go. See Utility & Equipment Trailer Financing Solutions

Light Cargo Vehicles

From pickup trucks and delivery vehicles to box trucks, cargo vans and more. If you use it to haul cargo, we finance it. Explore Light Cargo Vehicle Financing Solutions

Buses and Shuttles

Ensure safe, reliable transportation for your passengers with our bus and shuttle financing solutions tailored to your business.Learn about Bus and Shuttle Financing Solutions

Tractor Trailers

Upgrade your company’s internal fleet with our tractor trailer financing. Increase your capabilities and level up your revenues. Find Tractor Trailer Financing Opportunities

Excluded Vehicles

While we finance most business vehicles, we do not finance “for hire” vehicles (uber, lyft, taxis and similar), nor owner/operator or transportation company tractor trailers.

Crest Capital has the best Titled Vehicle Programs.

Our programs are for financing business-related trucks, vans, and work vehicles. Crest Capital provides you with convenient financing for your company's new or used work vehicle(s). We have a streamlined (and rather simple) credit approval process; and offer 24-72 month terms, great rates and a hassle-free guaranteed purchase option with the title in your company's name. In addition, you can borrow 100% of the purchase price of new and used vehicles and trailers (including most soft costs like taxes and registration).

Attention Used Vehicle Buyers.

As new vehicle prices keep climbing, used vehicles become even better values, whether you buy them from a dealership or a private seller. While most of our competitors finance new vehicles only (or restrict financing to five model-years or newer), Crest Capital will consider virtually any age, make, or model vehicle, from any seller!

Private Party Sales are a Specialty!

Crest Capital welcomes private party sales. Unlike the bank, we won't tell you who you have to buy your vehicle from. So if you find the perfect business vehicle from a private seller, go ahead and shake hands – we'll provide the hassle - free financing.

Trucks and work vehicles for non-trucking companies!

If you are not in the transportation industry, then Crest Capital is your go-to financing for almost any type of work vehicle. From work trucks to cargo vans to dump trucks to cube vans to paving machines to cherry pickers for tree services. you name it. About the only vehicles we don't finance are passenger cars, and trucks for owner operators (although we do finance individual 18 wheelers for non-transportation companies.)

Mileage / Wear & Tear Flexibility.

Forget about mileage restrictions. Unlike other lenders, Crest Capital's vehicle loans and leases have no mileage limits or hidden charges. We also understand that you use the vehicle for work. Our competitor's deal might look like a bargain in the beginning, but all the body damage and excess mileage charges at the end of term cost you more.

Body Manufacturers / Up-Fitters / Special Equipment Installers.

If you're looking to finance your truck or chassis during the conversion or up-fitting process, Crest Capital has the program for you. We can defer payments until the conversion is complete (allowing you to use the vehicle to earn revenue before payments start). Great for dump trucks, lift trucks, and other utility vehicles you need customized for your specific needs (we specialize in that stuff, and even handle class 7 & 8 trucks!)
Flexible Vehicle


Crest Capital has two basic vehicle financing agreements. TVA (Titled Vehicle Finance Agreement), and TRAC Lease (Terminal Rental Adjustment Clause).

TVA - Titled Vehicle Finance Agreement, Fixed Monthly Vehicle Payments with Crest Capital

TVA (Titled Vehicle Finance Agreement) is essentially a loan offering a fixed monthly payment that does not fluctuate with increases in like-term Treasury Rates. You own the vehicle and we release our security interest at the end of the finance term. No blanket liens or compensating balances like a typical bank loan.

TRAC Lease - Terminal Rental Adjustment Clause, Guaranteed Vehicle Purchase Price with Crest Capital

TRAC Lease (Terminal Rental Adjustment Clause) provides a guaranteed purchase price for titled vehicles and/or trailers at the end of the lease term and complies with true lease requirements according to IRS rules. At the end of the lease term, you may either purchase the vehicle for a fixed price, or sell the vehicle to a third party. If you sell the vehicle to a third party, you retain any excess over the purchase option amount. However, if the vehicle is sold below the purchase option amount, then you are responsible for any difference between the sales price and the purchase option amount.

Crest Capital has made my business take off due to the vehicle they have financed for me - It's been great!

Patrick | Colorado Coach Transportation
Satisfied Business Owner - Success of Crest Capital's Coach Bus Financing

To learn more about Crest Capital’s vehicle leasing and financing, select one of the options below:

Whether you choose a vehicle lease or vehicle loan, Crest Capital is the right choice. Apply now and get approved today.

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