Skip the Bank Hassle. We’re Crest Capital
Software Financing. Done Right.
Crest Capital finances business software from $10,000 to $500,000, with or without hardware. Choose the software you need, from the seller of your choice, and we provide no-hassle financing, including software-only purchases and soft costs like installation and support. One simple application, no financial statements needed up to $250,000, and approvals within hours.
About 2 minutesNo personal-credit inquiryInstant answer
Watch a short overview of Crest Capital equipment financing (opens in a new tab)- Software-Only · Purchases OK
- Soft Costs · Installation & Support
- $10,000 – $500,000 · Financing Range
- Approvals · Within Hours
- $10K–$500Kon one simple application
- Within Hoursapproval decisions
- Software-Onlypurchases financed
- Soft Costsinstallation and support included
Yes, Crest Capital Finances Software.
In fact, leasing is an excellent means of acquiring software, because it allows you to add needed software right away. This means your company can take advantage of the latest technology, and allows you to stay competitive in today’s “blink and you’re behind” world.
- Low Rates / Flexible Terms
- “Software-Only” Financing Welcome
- Fast Approvals (Within Hours)
- Installation & Support Costs Ok
- No Paperwork / Application Only
- 100% Financing
- Better (and Easier) than a Bank
- Section 179 Friendly
Financed software may qualify for the Section 179 deduction. Estimate your savings with the Section 179 calculator, or learn more at Section179.org.
Wait... Do you Sell Software? Offer your customers finance options through Crest Capital vendor programs.
We Understand Companies Need Software.
While most banks do not consider software a tangible asset, Crest Capital understands the hardware in which you’ve invested a large amount of capital is useless without the right software. Financing software through Crest Capital is your means of funding the total technology solution, including associated services, maintenance, and implementation of the software investment. And yes, we can provide “software only financing” if that’s what you need, at the industry’s longest terms.
Software Finance Solutions
- Up to 60 Months Term Lengths
- With or Without Hardware
- Soft Costs Included Too
Why Lease Software from Crest Capital?
For the software user, costs are spread over a multiple-year term, matching benefits received from the software. In other words, the business can let the technological solution pay for itself over the duration of the lease or loan, which keeps more of your working capital liquid to fund investments such as additional payroll or facility expansion.
Even for a company with large cash reserves, leasing is the right choice when accounting for the software acquisition “off the balance sheet” is important. In addition to preserving working capital and credit lines, a business can often receive the go ahead to begin a lease or loan immediately, even if the current capital budget does not provide sufficient cash for the software.
Let’s face it, when budget dollars for new software are lacking, everybody suffers. In fact, the only people who benefit from you using outdated software are your competitors, who will happily accept a technological advantage.
Choose Your Path
For Software Users and Software Vendors
Software financing through Crest Capital benefits both software users and vendors. To learn more, select one of the options below:
Software Financing for My Business
For Software UsersSpread costs over a multiple-year term, keep working capital liquid, and let the software pay for itself.
Learn more →Software Financing for My Customers
For Software SellersSell software? Offer your customers finance options through Crest Capital.
Learn more →Common FAQs About Software Financing
Yes. Software-only purchases from established software providers are welcome, with or without hardware. While most banks do not consider software a tangible asset, Crest Capital finances business software from $10,000 to $500,000 as the business asset it is.
Yes. Soft costs such as installation and support can be included. Financing through Crest Capital can fund the total technology solution, including associated services, maintenance, and implementation of the software investment.
Perpetual and installed software licenses are straightforward to finance. SaaS subscriptions are different: Crest Capital finances them through programs set up with specific SaaS providers, and those providers have to be approved by us first. If your software runs on a subscription, ask whether your provider is part of an approved program. And if you are a SaaS provider who wants to offer financing to your customers, see Vendor Programs.
Financing spreads costs over a multiple-year term, matching the benefits received from the software, so the technology can pay for itself over the duration of the lease or loan. That keeps more of your working capital liquid to fund investments such as additional payroll or facility expansion, and preserves credit lines. Even a company with large cash reserves can often receive the go-ahead to begin immediately, even if the current capital budget does not provide sufficient cash for the software.
Approvals come within hours. One simple application covers $10,000 to $500,000, with no financial statements needed up to $250,000.
Term lengths run up to 60 months.
CHOOSE HOW TO MOVE FORWARD
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One Simple ApplicationOne simple application covers $10,000 to $500,000. The full application uses a soft credit pull, which never places an inquiry on your credit report.
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