Awards and Recognition
Crest Capital's commitment to excellence in equipment financing has earned widespread recognition from top financial publications and industry authorities. Over the years, we have collected numerous awards and accolades – from being named "Best Overall" in the nation to "Best for Office Equipment Leasing" to "Best Dump Truck Financing". These honors, spanning three decades, highlight Crest Capital's leadership in offering fast, flexible, and customer-focused financing solutions. With over a dozen major awards and counting, Crest Capital has solidified its reputation as a financing partner that small businesses trust.
Our award track record isn't just about prestige – it's backed by performance. Industry experts consistently praise Crest Capital's quick approval times, 100% financing programs, competitive rates, and outstanding customer service. We've been recognized for funding equipment purchases in as little as 4 hours, financing amounts up to $1,000,000, and enabling businesses to grow without hefty upfront costs. Below, we proudly present some of our key awards and recognitions, along with the criteria behind them and what they mean for you as our valued customer.
Industry Awards & Recognitions
In the table below, you'll find Crest Capital's most notable awards and recognitions, sorted by their prestige, recency, and relevance. Each entry includes the award name or category, the awarding organization, the year, Crest Capital's ranking or title, and a brief note on why we earned the honor.
| Year | Award / Category | Organization | Ranking / Title | Highlights / Criteria |
|---|---|---|---|---|
| 2024 | Best Equipment Financing Companies (Overall) | Investopedia | #1 Best Overall | Top pick for offering loans up to $500,000 with competitive bank-level rates and fast approvals. |
| 2025 | Best Equipment Financing Loan Provider | Business News Daily (business.com) | Best Pick (Editor's Choice) | Chosen for 100% financing (no down payment), an easy application process, and competitive rates. |
| 2025 | Best Equipment Financing Companies | FitSmallBusiness | "Best for Easy Application (Low Loan Amounts)" | Recognized for application-only approvals < $250k and 4-hour funding decisions with minimal paperwork. |
| 2025 | Best Equipment Financing Options | CNBC Select | "Best for Small Loan Amounts" | Highlighted for accommodating loans as low as $5,000, with $0 down payment and same-day funding for small needs. |
| 2024 | Best Equipment Leasing Companies | FitSmallBusiness | "Best Easy Application (Leases)" | Noted for 100% financing on leases and fast (24–48 hour) funding, no financial statements required under $250k. |
| 2023 | Best Equipment Leasing Companies | Money Magazine | "Best for Office Equipment Leasing" | Named best for office equipment due to 4-hour approval times and financing of 100% of equipment + soft costs (delivery, install). |
| 2025 | Best Equipment Leasing Companies | NerdWallet | "Best for Fast Equipment Leasing" | Praised for funding lease applications in as little as 24 hours and offering customized payment structures. |
| 2024 | Top Equipment Financing Companies (Top 6 List) | Enterprise Wired | Featured #1 Company | Ranked among top lenders for 30+ years in business, quick approvals, and flexible 24–72 month terms. |
| 2024 | Best Equipment Financing Companies (Top 9 List) | Fast Capital 360 | Ranked #2 of 9 | Acknowledged for same-day turnaround, 100% financing on new or used equipment, and loans up to $1,000,000. |
| 2021 | Best Equipment Financing Provider | Business.com | Best Overall 2021 | Identified as the best equipment lender for offering no-down-payment financing and a hassle-free process (updated annually through 2025). |
Above: Crest Capital's key awards and recognitions. Each award is a testament to our superior service in areas like fast funding, flexible terms, and customer satisfaction.
How Crest Capital Stands Out – Evaluation Criteria
Every award we've won is based on rigorous evaluation of specific metrics. The following table summarizes the evaluation criteria used by industry experts and shows how Crest Capital excelled in each area. From interest rates to application speed, you'll see why we consistently come out on top.
| Evaluation Metric | Crest Capital's Performance |
|---|---|
| Speed of Funding How fast loans/leases are approved and funded |
Approval decisions in as little as 4 hours; funding often within 24 hours. Industry reviews praise Crest for extremely fast turnaround times. |
| Financing Amount Maximum loan or lease amounts offered |
Loans and leases up to $1,000,000 available – significantly higher than many competitors, enabling large purchases. |
| Down Payment Required upfront payment, if any |
0% down payment required in most cases. Crest offers 100% financing including soft costs, whereas many lenders ask ~10% down. |
| Interest Rates Competitiveness of APR or leasing rates |
Competitive fixed rates often starting around 7-9% APR, comparable to bank loans but with more flexibility and less restrictions. Recognized by experts for bank-like low rates. |
| Term Length & Flexibility Range of repayment terms and payment plans |
Flexible terms from 24 to 84 months available. Offers seasonal, deferred, and step payment plans to fit business cash flows – a unique flexibility few others provide. |
| Application Process Ease of application and paperwork requirements |
Simple, "application-only" process for financing under $250k – no financial statements or tax returns needed. Online application takes minutes, with a soft credit pull (no impact on score). |
| Credit & Eligibility Minimum credit score and business history required |
Requires a 650+ credit score and 2+ years in business – standard for industry. Equipment itself serves as collateral – no additional assets required to secure financing, helping established businesses without additional assets. |
| Soft Costs Financing Whether "soft" costs (delivery, installation) are covered |
100% of soft costs financed on top of equipment cost. Crest was singled out for covering delivery, installation, and other extras so clients conserve cash. |
| Industry Coverage Industries and asset types financed |
Finances new or used equipment in virtually any industry – from office furniture to heavy machinery – even allows financing from private party sellers, unlike many lenders (no restriction to dealership sales). |
| Customer Satisfaction Ratings, reviews, and service quality |
A+ rating with the Better Business Bureau, and an average 4.8★ out of 5 from customer reviews. Clients frequently praise our helpful service and smooth process – a factor noted in award write-ups. |
Above: Key factors that leading reviewers consider, and how Crest Capital excels in each. Crest's ability to combine speed, full financing, flexible terms, and customer satisfaction consistently earns us top rankings.
Turning Accolades into Customer Advantages
Our awards are more than a collection of badges – they represent real benefits for our customers. Each recognition highlights an aspect of Crest Capital's service that directly improves your financing experience:
Fast Funding, Less Downtime
Being recognized for industry-leading speed means you get your equipment when you need it. Crest Capital's lightning-fast approvals (often within hours) let you seize opportunities and keep projects on schedule. For our clients, this speed can mean the difference between capitalizing on a great deal or missing out.
100% Financing, Preserve Cash Flow
Awards praising our no down payment and full-cost financing policies reflect how we help businesses retain cash. Unlike traditional lenders that might require 10-20% down, Crest Capital covers the entire cost – equipment price plus delivery, installation, and other soft costs. Our customers can invest their saved capital into other areas of growth while the equipment pays for itself over time.
Easy Process, No Red Tape
Time and again, experts single out Crest's streamlined application. That means no piles of paperwork for you. Our "application-only" program up to $250k was a deciding factor in multiple awards because it makes financing hassle-free. Customers enjoy a quick online form and a soft credit pull – a far cry from the weeks of bank back-and-forth. This simplicity is often cited by clients as a top reason for choosing Crest.
Flexible Terms, Customized for You
Publications have noted our flexible 24–84 month terms and unique payment plans (like seasonal or deferred payments). What does that mean for you? Financing that fits your business model. Seasonal business with slow winters? Our plans can hold off payments during your off-season. Need lower payments at the start of a lease? Step payments can accommodate that. These customer-centric options – rarely offered elsewhere – are behind awards like "Best for Easy Application" and make us a long-term partner as your needs evolve.
Trusted and Top-Rated
Perhaps most importantly, these accolades give you peace of mind. They are third-party validations that Crest Capital does what we promise. Our A+ BBB rating and 30+ year track record, combined with endorsements from Forbes, CNBC, Money, and others, show that you're working with an industry leader known for integrity and results. As one reviewer noted, "Crest Capital's loan experience is as good as advertised – fast, transparent, and supportive throughout". Many of our customers echo this sentiment, describing the experience as "easy and efficient" – exactly what our awards signify.
We're proud to display the logos of these esteemed organizations on our site (Forbes Advisor, CNBC Select, Money, Investopedia, NerdWallet, etc.) – each one is a visual reminder of the trust we've earned. These symbols of excellence underscore our promise: when you choose Crest Capital, you choose a proven leader in small business financing.
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What Our Customers Say
"Crest Capital's loan experience is as good as advertised – fast, transparent, and supportive throughout."— Business Owner, Manufacturing Industry
