January 2 to December 31, 2026 · Business Financing Only

The 2026 Section 179 Bonus. Up to $716.

Finance $25,000 or more with Crest Capital during 2026 and we mail you a Visa gift card. The amount rises with the size of the transaction, reaching $716 on transactions of $100,000 and above. It applies to the equipment, vehicle and software financing you were already planning, and registering for it takes one line on your application.

Check Your Eligibility Instantly

About 2 minutesNo personal-credit inquiryInstant answer

$179 to $716 · Based on Amount Financed
One Line · Registers Your Application
Mailed in 30 Days · After Your Financing Funds

As seen in

$179on $25,000 to $49,999
$358on $50,000 to $74,999
$537on $75,000 to $99,999
$716on $100,000 and above

What the Bonus Is

A gift card on financing you were already going to do. It is not a rate promotion, and there is nothing to negotiate.

Crest Capital runs the Section 179 Bonus Program each year for businesses financing equipment, vehicles and software during the calendar year. If your finance agreement funds inside the program period and the amount reaches $25,000, we mail you a Visa gift card. Larger transactions earn more, on the tiers shown above, and the most any one business can earn is $716.

The bonus sits on top of whatever the financing itself is worth to you. It does not change your rate, your term, or your payment, and it does not require you to buy anything you were not already buying. Businesses use it the way they would use any other year-end saving, which is to say they take it and move on.

Equipment, vehicle and software financing all count
New and used business assets are both eligible
Tiers up to $716 on $100,000 and above
Gift cards do not expire and carry no maintenance fees
Mailed within 30 days of funding
One line on your application registers you

How to Claim It

Type one line on the application

On the second page of the application you will see a box labeled “Any comments for the Credit Department?” Type 2026 Section 179 Bonus Program into it. That line is what registers your application for the bonus.

Enter it when you first apply

Under the program terms the line cannot be added afterward, so it is worth doing as you go rather than planning to come back to it.

Nothing else is required

Once your financing is approved, signed and funded, the gift card is mailed within 30 days of the funding date. There is no claim form and no receipt to send.

Wait... Do you sell equipment? Give your customers payment options. Explore Vendor Programs

What Qualifies, and What Does Not

The program is for businesses financing assets for business use. Crest Capital provides commercial financing only, and does not offer consumer or personal credit, so individual consumers and consumer purchases are not eligible to participate.

State limitations

The offer is not available to businesses headquartered in California, Connecticut, New York, Utah, Virginia or Vermont, and it is void where prohibited or otherwise restricted by law. This is a condition of the program itself, not a credit decision, and it applies regardless of how strong the application is.

Timing

The program period runs from January 2, 2026 to December 31, 2026, and finance agreements must be fully funded by December 31, 2026 to earn the bonus. Equipment financing takes time to document and fund, so starting well before year end is the safest way to stay inside the period.

Credit approval

Financing is extended upon credit approval at Crest Capital’s discretion and is subject to standard credit criteria. Not all businesses will qualify, and participation in the program does not imply or guarantee financing.

Taxes on the bonus

Participants are responsible for any federal, state or local taxes arising from receiving a bonus. Crest Capital may request a W-9 as a condition of issuance and may issue a 1099-MISC to participants receiving $600 or more in cumulative bonuses during the calendar year.

The full terms govern in every case. Read the complete program terms and conditions at the foot of this page before you apply.

Common Questions About the 2026 Bonus

Type the line 2026 Section 179 Bonus Program into the box labeled Any comments for the Credit Department? on the second page of the application. That line registers your application for the bonus. It must be entered when you first apply, because the program terms do not allow it to be added afterward.

The gift card is $179 on transactions of $25,000 to $49,999, $358 from $50,000 to $74,999, $537 from $75,000 to $99,999, and $716 on transactions of $100,000 and above. The maximum lifetime bonus for any one business is $716.

Gift cards are mailed within 30 days of the funding date, once your financing has been approved, signed and funded. There is no claim form to complete and no receipt to send.

The offer is not available to businesses headquartered in California, Connecticut, New York, Utah, Virginia or Vermont, and it is void where prohibited by law. Financing is for business use only. Individual consumers and consumer purchases are not eligible.

Yes. Finance agreements must be fully funded by December 31, 2026. Because equipment financing takes time to document and fund, starting well before year end is the safest way to stay inside the program period.

2026 Section 179 Bonus Program Terms & Conditions

By accessing or participating in the 2026 Section 179 Bonus Program (hereinafter referred to as “The Program”), you agree to be bound by these terms and conditions, including all terms incorporated by reference. If you do not agree to these terms, please abstain from participating in The Program.

I. Program Overview

The Program is operated by Crest Capital, its subsidiaries, and affiliated companies (collectively referred to as “Crest Capital”) within the United States of America. These Terms & Conditions are in addition to, and do not amend or alter, any other agreement you may have with Crest Capital, be it for finance agreements, products, services, or otherwise.

The Program commences at 9.00 am (Eastern Standard Time – EST) on January 2, 2026, and concludes at 11.59 pm (EST) on December 31, 2026 (the “Program Period”). Crest Capital reserves the right to terminate the Program early or extend it beyond the current end date at its sole discretion.

II. Eligibility and Participation

To participate in The Program, you must indicate “2026 Section 179 Bonus Program” on your finance application at the time of the initial application. Each participant is limited to one account only. Any applicant failing to mention “2026 Section 179 Bonus Program” during their application process is deemed ineligible for the Program. Retroactive claims for the Bonus after the submission of the application will not be entertained.

Financing is extended upon credit approval by Crest Capital at its sole discretion and is subject to Crest Capital’s standard credit criteria. Not all businesses will qualify. Financing applies primarily to new and used equipment, vehicles, and software intended for business use. Individual consumers and consumer purchases are not eligible for participation.

III. Bonus & Redemption

A $179 gift card offer is available on completed finance agreements initiated within the Program Period. The bonus can be redeemed up to four times, offering a maximum total of $716 ($179 x 4). For every $25,000 (up to $100,000) in financing completed with Crest Capital during the Program Period, participants earn gift cards as follows:

$179 for transactions $25,000 to $49,999
$358 for transactions $50,000 to $74,999
$537 for transactions $75,000 to $99,999
$716 for transactions $100,000 and above

To qualify, finance agreements must be fully funded by December 31, 2026. Eligible gift cards will be automatically issued and mailed to the participant within 30 days of the agreement funding date. Gift cards issued under this Program do not expire, carry no maintenance fees, and are not redeemable for cash except as required by applicable law. The maximum lifetime bonus for any entity is limited to $716.

Participants are solely responsible for any federal, state, or local taxes arising from the receipt of any bonus under this Program. Crest Capital may request a W-9 or equivalent tax identification information as a condition of issuance, and may issue a 1099-MISC form to participants receiving $600 or more in cumulative bonuses during the calendar year.

Visa^® is a registered trademark of its respective owner. The gift card issuer is not a sponsor of this promotion and is not affiliated with Crest Capital.

IV. Limitations

This offer is not valid for businesses headquartered in California, Connecticut, New York, Utah, Virginia, or Vermont. It is void wherever prohibited by law. The maximum lifetime bonus for any entity is restricted to $716.

V. Changes & Termination

Crest Capital holds the right to modify these Terms & Conditions, any policies, FAQs, or guidelines related to The Program at any time and solely at its discretion. Any changes or modifications will be effective immediately upon their posting, and you waive any right you may have to receive specific notice of such changes or modifications. Your continued participation in The Program will signify your acceptance of such changes or modifications. Therefore, you are advised to review these Terms & Conditions and all applicable policies frequently to understand the terms that apply to The Program. If you do not agree to the amended terms, you must immediately cease participation in The Program.

Crest Capital reserves the right to, at its discretion, withdraw, cancel, or change The Program or the value of future Bonuses; exclude a participant, or cancel a participant’s application or participation at any time without prior notice.

Crest Capital further reserves the right to terminate or discontinue The Program at any time and in its sole discretion without notice to you.

VI. Dispute Resolution & Governing Law

All matters relating to The Program, including but not limited to, disputes about the identity of a Participant or Bonuses earned by a Participant, will be determined by Crest Capital, and such decisions are final and binding.

VII. Limitation of Liability

In no event shall Crest Capital’s total liability under this Program exceed the value of the bonus to which the participant would otherwise be entitled. Crest Capital shall not be liable for any indirect, incidental, consequential, or punitive damages arising from participation in the Program.

Crest Capital offers commercial and business financing only. Not for consumer or personal credit. All applications are subject to Crest Capital’s final underwriting review; approval is not guaranteed. Participation in the 2026 Section 179 Bonus Program does not imply or guarantee financing. Crest Capital does not provide tax, accounting, or legal advice. Please consult a qualified professional regarding Section 179 or other tax considerations.

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