Will Crest Capital hit my personal credit with an inquiry when I apply?
Nope. We can make a decision without an inquiry showing up on your credit report. This is another example of Crest being a very customer-friendly equipment financing company.
What are your finance rates?
The finance rates we offer are competitive with a typical bank business loan.
Do you have the restrictions that a bank has, like blanket liens and similar?
No, we do not. Our fixed-rate loans and leases require no blanket liens, and we also do not require a compensating bank balance. Nor do you have to re-qualify for the loan annually. Assuming you make your payments, we'll leave you alone.
Do you finance (insert type of equipment)?
Yes, we will finance almost any type of equipment, vehicle and software a business needs to conduct operations. From machinery to office furniture to electronic equipment to… pretty much everything else.
Do you provide titled leases?
Yes, we do – with a guaranteed purchase option.
Is your financing Section 179-friendly?
Yes. And we encourage you to use Section 179 in conjunction with our financing / equipment leasing. Your accountant will be very pleased.
What about startup financing? Or bad credit financing?
These we don't do. Sorry.
Can I add to a lease / finance agreement? For example, we finance computers through you one year, and next year, we need more.
Yes, we will work with you there.
What type of equipment leases and loans do you offer?
We have a page detailing that
right here.